Explore Our Life Insurance Options
We offer two types of insurance plans tailored to meet your needs
Whole Life
Insurance
Whole Life
Insurance
Immediate
Benefit Plans:
Up to $30,000
in coverage
Ultimate
Preferred
Ultimate Preferred
• Minimum Face Amount: $10,000
• Maximum Face Amount: $30,000
• Issue Ages: 0 – 85
• No History Of Tobacco/Nicotine Use (Within Past 10 Years)
Super
Preferred
Super Preferred
• Minimum Face Amount: $5,000
• Maximum Face Amount: $30,000
• Issue Ages: 0 – 85
• No History of Tobacco/Nicotine Use (Within Past 5 Years)
Preferred
Preferred
• Minimum Face Amount: $1,000
• Maximum Face Amount: $20,000
• Issue Ages: 0 – 85
• No History of Tobacco/Nicotine Use (Within Past 12 Months)
Platinum
Protection
Platinum Protection
• Minimum Face Amount: $5,000
• Maximum Face Amount: $30,000
• Issue Age: 55 – 85
• No Restrictions For Tobacco/Nicotine Use
Standard
Standard
• Maximum Face Amount: $20,000
• Issue Ages: 0 – 85
• No Restrictions For Tobacco/Nicotine Use
20 Pay
Standard
20 Pay Standard
• Maximum Face Amount: $20,000
• Issue Ages: 0 – 60
• No Restrictions For Tobacco/Nicotine Use
Limited Benefit
Plans:
Up to
$15,000 in
coverage
Modified
Modified
• Minimum Face Amount: $1,000
• Maximum Face Amount: $15,000
• Issue Ages: 0 – 85
• No Restrictions For Tobacco/Nicotine Use
• Benefit: Years 1-2 110% Of Premiums Paid; Year 3+ Full Face Amount
Ultimate Preferred Plan
Ultimate Preferred
• Minimum Face Amount: $5,000
• Maximum Face Amount: $30,000
• Issue Ages: 0 – 85
• No History of Tobacco/Nicotine Use (Within Past 5 Years)
Guaranteed
Guaranteed
• Minimum Face Amount: $1,000
• Maximum Face Amount: $10,000
• Issue Ages: 0 – 85
• No Restrictions For Tobacco/Nicotine Use
• Benefit: Years 1-3 110% Of Premiums Paid; Year 4+ Full Face Amount
Term Life Plans:
Up to $50,000
in coverage
20 Year
Term
20 Year Term
• Maximum Face Amount: $50,000
• Issue Ages: 20 – 65
• No Restrictions For Tobacco/Nicotine Use
20 Year
Term:
Return Of
Premium
20 Year Term: Return Of Premium
• Face Amounts: $10,000, $20,000, $30,000, $40,000, And $50,000 Only
• Issue Ages (Non-Tobacco Users): 20 – 60
• Issue Ages (Tobacco Users Within Past 12 Months): 20 – 45
Term To
Age 90
Term To Age 90
• Maximum Face Amount: $10,000, $20,000, $30,000, $40,000, and $50,000
• No Restrictions For Tobacco/Nicotine Use
Term To
Age 100
Term To Age 100
• Maximum Face Amount: $50,000
• Issue Ages: 50 – 75
• No History of Tobacco/Nicotine Use (Within Past 12 Months)
Discover Our Range of Insurance Products
Our policies provide valuable benefits, offering financial protection for you and your loved ones

Death Benefit

Term Life Insurance

Whole Life Insurance

Peace of Mind
When is the Right Time to Get a Life Insurance Policy?
1.
When You
Start a Family
2.
When You Have
a Mortgage or
Debt
3.
When Your Are
Approaching
Retirement
4.
When You Want
to Leave a
Legacy
5.
Align Your Policy
with Your Needs
We Work
Hard

What Makes Senior Life
Insurance Right for You?
Affordable, Straightforward, and Reliable
Discover the Key Benefits

Locked-In Payments

Guaranteed Coverage

No Exams or Bloodwork

Fast & Easy Policies

Locked-In Payments

Guaranteed Coverage

No Exams or Bloodwork

Fast & Easy Policies
Frequently
Asked Questions
Can I increase my coverage?
Yes. You can add additional coverage at any age up to age 85. The maximum face amount available is $30,000. Issuance may depend on your answers to a few health questions.
Why do I need life insurance?
Life insurance will provide a cash death benefit that your selected beneficiary or beneficiaries can use for whatever they choose.
How much will life insurance cost me?
Premium rates for life insurance are typically based on factors such as age, sex, height, weight, and health status including tobacco/nicotine use. The type of policy you purchase will also affect the amount of the premium. Please contact us at (877) 777-8808 for a premium quote.
What is a beneficiary?
This is a person or other party designated to receive life insurance proceeds upon the death of the insured. The beneficiary is named when a policy is taken out and can be changed at the request of the policyowner.
Get In Touch
Our Home Office staff is always here to assist you!
You can reach us by phone between business hours:
Mon – Fri:
8:30 am – 5:00 pm
Or you can fill out the form here, and a representative will follow up shortly. We look forward to serving you.